Starting at $7,500 / month. First package free.
Three tiers matched to where you are. Same senior fractional CFO and Marlow on every engagement. Same month-to-month terms. No seat licenses, no usage meters, no AI add-ons.
Roughly a quarter of what a full-time CFO costs. Structured to scale with your company as you grow.
Pick the tier that matches your ARR
$5–10M ARR · $90K/year
- ✓ Monthly close + P&L variance commentary
- ✓ SaaS metrics (ARR, burn, runway, Rule of 40)
- ✓ Marlow AI analyst, always on
- ✓ Decision ledger and commitment tracking
- ✓ CSV / QBO / Xero ingestion
$10–20M ARR · $114K/year
- ✓ Everything in Lite
- ✓ Board deck preparation and dry run
- ✓ FP&A: scenario modeling, budget vs. actuals
- ✓ NetSuite integration
- ✓ Pre-meeting brief before every board call
$20–30M ARR · $144K/year
- ✓ Everything in Standard
- ✓ Ongoing board advisory relationship
- ✓ Fundraise support (data room, model, materials)
- ✓ Investor-relations narrative and prep
- ✓ Priority response SLA
Active fundraise? Add a Fundraise Sprint for +$5,000/month while the raise is live. Layers on top of any tier.
Free doesn't mean lite
We walk through your trial balance, your last two board decks, your COA, your budget, and the four or five metric definitions your board has been using.
Executive summary, P&L with variance commentary, balance sheet, ARR bridge, runway and burn multiple, and CFO review notes. The same artifact you'd pay for every month, produced against real data.
We walk the package line by line. You tell us what your board would actually read, what framing they'd push back on, what you want kept or killed. Every edit becomes a stored signal Marlow uses next month.
If the package doesn't clear the bar, you owe nothing and we hand over every artifact we produced — PDF, source worksheets, metric definitions, variance narrative. You keep the work.
The full engagement model
Monthly board-ready package
Delivered within 90 minutes of close, reviewed by a senior fractional CFO, cited to source. PDF, slides, and a dashboard link — all reconciling.
Marlow, always on
Your dedicated AI analyst. Remembers board hot buttons, metric definitions, prior decisions, and your narrative style. Answers ad-hoc questions against your data between closes.
Unlimited ad-hoc work
Runway re-cuts for a new hiring plan. What-if on churn. A one-pager for Friday's investor meeting. Not a separate line item.
Board-meeting support
Pre-read. Dry run. Post-meeting decision capture. Your board's hot buttons and commitments land in the ledger, not in a Slack thread that rotates off.
Institutional memory
Every correction, preference, and confirmed decision is logged, attributable, and carried forward — even if the CFO on your engagement rotates.
Integrations included
QuickBooks, Xero, NetSuite, Ramp, Stripe, HubSpot. Trial-balance or CSV if that's all you have. No per-connector fee.
What is not included
- Bookkeeping and month-end close. We work from closed books. If your books aren't reconciled, we'll tell you on the kickoff call and point you to a bookkeeping partner before we engage.
- Audit-ready accounting memos. We write technical accounting memos when they support a board narrative. We do not replace a Big-4 audit workpaper.
- Tax filing or R&D credit studies. We coordinate with your tax advisor. We do not file returns.
- Fundraise execution. We'll build the data room, the model, and the banker materials. We don't pitch investors on your behalf.
- Autonomous AI output. No package leaves the practice without a senior CFO review mark. No exception.
If any of these is true, we're the wrong choice
- You need a finance leader embedded in the business every day. A fractional engagement will frustrate both sides.
- Your books aren't closed or aren't reconciled. Marlow's reports will inherit the noise, and you'll blame the tool. Get clean books first.
- You want autonomous AI output — no CFO review in the loop. We won't ship that, regardless of the fee.
- You're too early for recurring board reporting (sub-$1M ARR, no institutional investors). The value hasn't been created yet.
- Your primary need is audit-ready accounting workpapers. A specialist firm will serve you better.
Pricing questions we actually get
How do I know which tier is right for us?
Match your ARR band: Lite for $5–10M, Standard for $10–20M, Premium for $20–30M. When in doubt, start at Lite — it's easier to move up than to have bought more than you need. The free package is the same regardless of tier.
Why tiered by ARR, not by hours or seats?
The scope of a fractional CFO engagement expands meaningfully with company complexity — board count, investor count, entity structure, reporting cadence. ARR is the best single proxy for that complexity. And it means we're not counting hours against you in a quiet month.
What if our month is quiet and we barely use Marlow?
The package ships anyway. The compounding is what you pay for — Marlow's memory only gets sharper if she's still watching the numbers in the quiet months.
Is there an annual discount?
No. We'd rather you leave if the work stops clearing your bar. Month-to-month keeps us honest.
Can I pause an engagement?
Yes — pause for a month, and Marlow's context stays intact for the restart. Pause longer than ninety days and we'll check in before resuming; the board context drifts.
Do you work with PE-backed portcos?
Yes. Operating partners can standardise metric definitions and reporting cadence across multiple portcos; pricing is per-portco at the tier matching that portco's ARR. See For PE operating partners.
What happens to the data if we leave?
You get an export of every artifact — packages, memos, metric definitions, the decision ledger. Offboarding, retention, and any deletion or redaction requests are handled explicitly. You own the work.
Start with the 2-week diagnostic
Before committing to a monthly engagement, get a complete outside-in view of your business — investor narrative, metrics health, peer benchmarks, an anchor insight, and a draft investor update. All in 14 days, one fixed fee.
Clients who run a diagnostic first arrive at the monthly engagement with their CoA clean, their metrics defined, and a clear brief — which means the first monthly package is sharper, faster, and more useful.
See the diagnostic →- ✓ Outside-in investor narrative
- ✓ Metrics health check + peer benchmarks
- ✓ Anchor insight (the thing no one's said)
- ✓ Draft investor update
- ✓ Day-6 readout call
- ✓ Final 14-day report
See the package before you decide
Download an anonymised version of a real monthly package — executive summary, variance commentary, metric cards, and CFO review marks included.
Platform access — start at $99, grow as you scale
One-time entry or a monthly subscription. Start with a single client Truth Map, then upgrade to Professional in one click — the $99 you paid applies to your first month.
Truth Map — one client, one package
- ✓ Complete financial picture for one client
- ✓ Marlow AI analyst, activated for this engagement
- ✓ Source-cited P&L, metrics, and decision ledger
- ✓ One-click upgrade to Pro — $99 credited
Up to 20 clients · unlimited AI
First month $550 if upgrading from Truth Map
- ✓ Everything in Truth Map, plus:
- ✓ Up to 20 active client engagements
- ✓ Agent chat with cited sources
- ✓ Technical accounting memos (ASC 606/842/718)
- ✓ Custom branding on PDF/PPTX
- ✓ Scheduling and automation
Up to 50 clients · multi-seat
- ✓ Everything in Professional, plus:
- ✓ Up to 50 clients and 10 practitioners
- ✓ SSO / SAML
- ✓ Engagement-isolation controls
- ✓ Priority support with named CSM
- ✓ Audit log exports
Already purchased Truth Map? Upgrade to Professional in one click →