$5,500 / month. First package free.
Month-to-month. No annual contract. One senior fractional CFO and Marlow — your dedicated AI analyst — working against the same backlog.
Roughly the cost of 28 hours of senior CFO time. Roughly what a Series A–C founder pays for one careful board package.
Free doesn't mean lite
We walk through your trial balance, your last two board decks, your COA, your budget, and the four or five metric definitions your board has been using.
Executive summary, P&L with variance commentary, balance sheet, ARR bridge, runway and burn multiple, and CFO review notes. The same artifact you'd pay for every month, produced against real data.
We walk the package line by line. You tell us what your board would actually read, what framing they'd push back on, what you want kept or killed. Every edit becomes a stored signal Marlow uses next month.
If the package doesn't clear the bar, you owe nothing and we hand over every artifact we produced — PDF, source worksheets, metric definitions, variance narrative. You keep the work.
What $5,500 / month covers
Monthly board-ready package
Delivered within 90 minutes of close, reviewed by a senior fractional CFO, cited to source. PDF, slides, and a dashboard link — all reconciling.
Marlow, always on
Your dedicated AI analyst. Remembers board hot buttons, metric definitions, prior decisions, and your narrative style. Answers ad-hoc questions against your data between closes.
Unlimited ad-hoc work
Runway re-cuts for a new hiring plan. What-if on churn. A one-pager for Friday's investor meeting. Not a separate line item.
Board-meeting support
Pre-read. Dry run. Post-meeting decision capture. Your board's hot buttons and commitments land in the ledger, not in a Slack thread that rotates off.
Institutional memory
Every correction, preference, and confirmed decision is logged, attributable, and carried forward — even if the CFO on your engagement rotates.
Integrations included
QuickBooks, Xero, NetSuite, Ramp, Stripe, HubSpot. Trial-balance or CSV if that's all you have. No per-connector fee.
What is not included
- Bookkeeping and month-end close. We work from closed books. If your books aren't reconciled, we'll tell you on the kickoff call and point you to a bookkeeping partner before we engage.
- Audit-ready accounting memos. We write technical accounting memos when they support a board narrative. We do not replace a Big-4 audit workpaper.
- Tax filing or R&D credit studies. We coordinate with your tax advisor. We do not file returns.
- Fundraise execution. We'll build the data room, the model, and the banker materials. We don't pitch investors on your behalf.
- Autonomous AI output. No package leaves the practice without a senior CFO review mark. No exception.
If any of these is true, we're the wrong choice
- You need a finance leader embedded in the business every day. A fractional engagement will frustrate both sides.
- Your books aren't closed or aren't reconciled. Marlow's reports will inherit the noise, and you'll blame the tool. Get clean books first.
- You want autonomous AI output — no CFO review in the loop. We won't ship that, regardless of the fee.
- You're too early for recurring board reporting (sub-$1M ARR, no institutional investors). The value hasn't been created yet.
- Your primary need is audit-ready accounting workpapers. A specialist firm will serve you better.
Pricing questions we actually get
Why $5,500, and why not per-seat?
It's roughly what a Series A–C founder pays for one careful board package on the open market, and it's priced to make the fractional CFO economics work without resorting to hidden usage fees. One flat number covers every seat on your side — operator, finance lead, investor observer.
What if our month is quiet and we barely use Marlow?
The package ships anyway. The compounding is what you pay for — Marlow's memory only gets sharper if she's still watching the numbers in the quiet months.
Is there an annual discount?
No. We'd rather you leave if the work stops clearing your bar. Month-to-month keeps us honest.
Can I pause an engagement?
Yes — pause for a month, and Marlow's context stays intact for the restart. Pause longer than ninety days and we'll check in before resuming; the board context drifts.
Do you work with PE-backed portcos?
Yes. Operating partners can standardise metric definitions across multiple portcos; pricing is per-portco at $5,500/month. See For PE operating partners.
What happens to the data if we leave?
You get an export of every artifact — packages, memos, metric definitions, the decision ledger. Marlow's stored context is deleted within 30 days of your request. You own the work.
See the package before you decide
Download an anonymised version of a real monthly package — executive summary, variance commentary, metric cards, and CFO review marks included.