Inflect

Notes from the practice

Essays on board reporting patterns, metric definitions, and the memory layer underneath a good monthly package. Written by the CFO building Inflect, not by a marketing team.

2026-04-10 · Phil Davis

Institutional finance memory, and why your CFO's leaving takes it with them

When a CFO rolls off, the institutional memory goes with them. This is the single biggest hidden cost of the fractional-CFO model — and the reason we built Marlow.

2026-04-08 · Phil Davis

NRR at 115%: what it measures, and the four ways to calculate it wrong

Net Revenue Retention is the metric VCs and PE firms care most about in a SaaS business — and it's one of the most frequently miscalculated. Here's how to get it right.

2026-03-31 · Phil Davis

When the PDF says one thing and the slide says another

Cross-artifact inconsistency is the single fastest way to lose a board's trust. Here's how it happens, why it's more common than you think, and how to prevent it structurally.

2026-03-24 · Phil Davis

Your board reads the first three pages and searches for burn. Build for that.

What board members actually do with a monthly package — and what that behavior should change about how you build it.

2026-03-03 · Phil Davis

Rule of 40: which variant you pick is the whole argument

The formula matters less than the choice of margin. Here's how to pick the right variant for a Series B SaaS company mid-cloud-migration — and why your board deserves the answer in month one, not month six.

2026-02-11 · Phil Davis

Runway claims that survive diligence: a checklist

Five ways runway numbers blow up in a data room, and the specific reconciliations you owe the board before a claim leaves the practice.

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A real, anonymised finance artifact produced by the same workflow a paying client uses. Every figure reconciles. Every framing call is attributable. Pick the version that matches your role.

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